Etherlink Wallet: Send XTZ on the Tezos EVM Rollup

Etherlink addresses versus Tezos addresses

On Etherlink your address is a standard 0x address, the same one Keylo shows for Ethereum and every other EVM network. On Tezos layer 1, accounts look completely different: user accounts start with tz1, tz2 or tz3, and smart contracts start with KT1. These are separate formats on a separate chain, and Keylo supports Etherlink, not Tezos layer 1.

That means a tz1 address cannot receive funds on Etherlink, and your 0x address cannot receive a normal Tezos layer 1 transfer. Moving XTZ between the two is a bridge operation: a deposit from Tezos to Etherlink, or a withdrawal from Etherlink to Tezos. A Tezos wallet such as Temple or Kukai, or an exchange that supports Etherlink, is needed on the Tezos side.

How to create an Etherlink wallet with Keylo

Keylo stores only the encrypted wallet and never sees your password, phrase or keys, so it cannot move or recover your XTZ. A phrase from MetaMask or another EVM wallet shows the same 0x address in Keylo. A Tezos wallet phrase is a different matter: Tezos wallets derive tz addresses with Tezos-specific paths and curves, so importing one into Keylo gives you an EVM address, not your Tezos account.

1. 1

   Visit create a wallet in any modern browser. Nothing needs installing.

2. 2

   Enter your name, email, phone and a strong password, then confirm your email.

3. 3

   Keylo generates a 12-word recovery phrase in your browser and encrypts it locally.

4. 4

   Choose Etherlink in the network list to see your XTZ balance and 0x address.

5. 5

   Reveal the phrase in Settings with your password and write it down offline.

How to receive XTZ on Etherlink

Deposits from Tezos layer 1 to Etherlink usually arrive quickly, because the rollup picks them up once they are included on Tezos. The slow direction is the other way, covered below. If a deposit seems missing, check both explorers: the Tezos one for the bridge transaction and the Etherlink one for the credit to your 0x address. If the Tezos transaction shows a plain transfer to a tz address rather than a bridge deposit, the XTZ went to Tezos layer 1 and never entered Etherlink.

1. 1

   Open XTZ on Etherlink and tap Receive.

2. 2

   Copy the 0x address or show the QR code. Keylo labels it Etherlink.

3. 3

   If you are sending from an exchange, pick the Etherlink network; if it only offers Tezos, withdraw to a Tezos wallet first and bridge.

4. 4

   To bridge from Tezos, use the official Etherlink bridge with your Tezos wallet and paste your 0x address as the destination.

5. 5

   Watch Activity. Etherlink blocks arrive about every half second, and each entry links to the Etherlink explorer.

How to send XTZ

If a recipient gives you a tz1 address, they want XTZ on Tezos layer 1, which Keylo cannot send to directly. Ask for an Etherlink 0x address instead, or bridge to Tezos and send from a Tezos wallet. Pasting a tz1 address into Keylo will simply fail validation, because it is not an EVM address.

One small difference you may notice in explorers: on Tezos layer 1, XTZ has 6 decimal places, while on Etherlink it uses 18, like ETH does on Ethereum. The bridge converts between the two automatically and the value is the same. It only matters if you compare raw numbers between a Tezos explorer and an Etherlink one and wonder why there are so many more digits.

1. 1

   Open XTZ or an Etherlink token and tap Send.

2. 2

   Paste or scan the recipient's 0x address. Keylo validates the checksum and warns you about contract addresses.

3. 3

   Enter the amount or tap Max.

4. 4

   Review the summary with the exact amount and the network fee in XTZ.

5. 5

   Confirm to sign in your browser and broadcast to Etherlink.

Etherlink fees: execution fee plus inclusion fee

Etherlink fees have two parts, both paid in XTZ. The execution fee pays for running the transaction, rises when the network is busy, and is burned. The inclusion fee covers the cost of storing the transaction's data on Tezos layer 1 and goes to the sequencer; larger transactions pay more. Together they keep a simple transfer to a tiny fraction of an XTZ.

There is no tipping game on Etherlink. The sequencer includes transactions first come, first served, so offering a higher fee does not get you into a block sooner. Keylo still shows slow, normal and fast options, but on Etherlink they behave about the same, and the normal option is the sensible default. The review screen shows the fee before you sign, and Keylo adds nothing to normal sends.

Withdrawing to Tezos: slow and fast exits

A standard withdrawal from Etherlink to Tezos layer 1 takes about two weeks, because the rollup's state has to pass its refutation period before Tezos releases the funds. That delay protects the bridge from invalid withdrawals. It is the same idea as the challenge window on Ethereum's optimistic rollups, just with Tezos as the settlement layer.

Fast withdrawals for XTZ cut that to around a minute for an extra fee, with liquidity providers fronting the funds and collecting them later. Both options run through the official Etherlink bridge with a Tezos wallet on the receiving side, not inside Keylo. Check the bridge's address carefully before connecting, since fake bridge sites target new users. Third-party bridges found through Keylo's swap and bridge feature are another way out, usually to other EVM chains rather than to Tezos itself.

Tokens and swaps on Etherlink

Tokens on Etherlink are ERC-20 contracts at your 0x address and need XTZ for gas, even when you are only moving a stablecoin from one address to another. You will find wrapped XTZ, bridged stablecoins and tokens from Etherlink DeFi and gaming projects. Bridged tokens can exist in more than one version with the same symbol, so check the contract on the Etherlink explorer against the issuer's published address before trading.

Swaps and EVM-to-EVM bridges on Etherlink are available in Keylo through LI.FI, which finds routes across Etherlink DEXs and audited bridges. That is handy for turning XTZ into a stablecoin, or moving value to Ethereum, Arbitrum or Base without touching Tezos layer 1. Quotes list the route, expected and minimum output and every fee, including any small service fee; see swap and bridge. Failed routes are refunded by the protocol to the sending wallet.

Etherlink safety tips

• Keep tz addresses and 0x addresses apart: tz1 is Tezos layer 1, 0x is Etherlink.
• Choose the Etherlink network on exchanges only when it is explicitly listed; otherwise withdraw to Tezos and bridge.
• Expect standard withdrawals to Tezos to take about two weeks, or pay for a fast withdrawal.
• Use only the official Etherlink bridge and check its address before connecting a wallet.
• Verify token contracts before trading, and ignore unexpected airdropped tokens.
• Keep your recovery phrase offline. How Keylo protects your funds explains the safeguards.

Frequently asked questions